Alexander J. Santana

The Mineo Salcedo Law Firm - Property Claim Lawyers
Email: ASantana@mineolaw.com

Alexander Santana was born and raised in South Florida. Since his formative years, Alexander has been immersed in the diverse culture of South Florida and has thrived as a community member.

Alexander earned his Bachelor’s Degree from Florida International University in 2004 where he majored in both Marketing and Management. Prior to attending law school, Alexander honed his business acumen, while cultivating client relationships, working at SunTrust Bank and then Carnival Cruise Lines. In both, Alexander provided the client with superior service and advantageous results.

Alexander earned his Juris Doctorate from the St. Thomas University School of Law in December of 2010. While attending St. Thomas University, Alexander received Dean’s List honors. During his law school tenure, Alexander attended the legal clinic at the Office of Financial Regulation. Here, Alexander refined the skill of advocating for the client. As a member of the Law School community, Alexander was an active member of the Cuban American Student Bar Association and the Public Interest Law Students Association. Alexander also had the privilege of studying the diversity of the legal field while studying abroad in Spain. Alexander learned the different methods of practice and how each client is unique.

Once licensed to practice in Florida in 2011, Alexander has been focused on Civil Litigation. Alexander has represented the lending institutions across the State of Florida in all aspects of Real Estate Litigation. As an advocate for the creditors, Alexander had the advantage of gaining the insight of how the large institutions approach their obligations to the consumer. Alexander used that knowledge in order to effectuate the proper outcomes for his clients. Since joining the Mineo Salcedo Law Firm, Alexander uses his professional experiences to provide the insured representation when they are not properly compensated by the insurance companies.

Homeowner Gets New Roof Thanks to PACE Financing

PACE Financing

 

Marie Roseme, who has been living in the Woodlands Country Club for four years and the City of Tamarac for 11, is a home healthcare nurse and single mother of three boys. She also has her hands full with her youngest child in a special needs program for children with autism. After months of living with an unsightly blue tarp on her home, she was able to publicly thank the people who made it possible for her to have a brand new roof over her head.

Last spring, she came home from work to find water all over her house from a roof leak. The next day, she called her insurance company but they denied her claim. She then had no choice but to put a blue tarp over her house. After some time, the Section Two association had to report her to the City of Tamarac.

She showed the inspector at the City how bad the problems were, and how water was gushing into her home when it rained. Unfortunately, she was too high up on the list to receive any kind of help through a grant but fortunately, the City gave her information on The Florida PACE Funding Agency Program and did not fine her once she started working with them. Needless to say, she was happy with the immediate response she received from PACE.PACE FinancingContinue reading

Contractors Win in Insurance Battle

A South Florida appeals court sided with contractors that sought payment from insurance companies. In three high-profile cases from Palm Beach County, the 4th District Court of Appeal ruled against property insurers who argued that assignment of benefits were invalid.

contractors

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Insurance Rules Changing for Ridesharing Drivers

If you are a ridesharing driver in certain states, you no longer have anything to hide from your insurer

In many states, insurance is still a stumbling block. If you are a ridesharing driver in certain states, you no longer have anything to hide from your insurer and are able to find at least one car insurance company that will cover you with full knowledge of your driving activities. In states like Nevada, however, drivers are still waiting for coverage, as the state’s legislators continue to debate regulations that would legalize ridesharing. The principal concern is the gray zone when drivers are in between passengers.

If you are a ridesharing driver in certain states, you no longer have anything to hide from your insurer

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Hurricane Wilma Damage Claim Resurfaces

hurricane wilma

hurricane wilmaMore than three years after Hurricane Wilma hammered South Florida in October 2005, an appeals court has ordered a new trial to dispute Citizens Property Insurance Corp.’s decision to deny a water-damage claim filed from the storm.

Owner Edie Laquer filed the claim in 2009 after mold and other water damage was discovered in a wall. The unit had not appeared to be directly damaged by Hurricane Wilma, but a neighbor’s unit had been flooded which caused the damage.

Since the claim had been filed three years after the initial hurricane, the state backed Citizens Property Insurance Corp. for denying the insurance claim, pointing to a policy requirement that provided a “prompt” notice of claims. Laquer contended she had no way of knowing about the damage until 2009.Continue reading

Florida Builders Making Structures More Hurricane-Resistant

pinFlorida’s coastal communities have added an additional 1.5 million people and almost a half-million new houses since eight hurricanes whipped through Florida during back-to-back seasons a decade ago. The damage resulted in $33 billion in insurance claims. Experts say the risk of catastrophic destruction hasn’t grown along with the new development. They believe this to be true because because Florida builders are doing a better job of making structures hurricane-resistant. The improvement derives from Florida’s 2002 statewide building code which states that all new structures get tough inspections and are built with shatter-proof glass and straps reinforcing the connection between roof and walls

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Homeowners Arrested on False Insurance Claims

Homeowners Arrested on False Insurance Claims
31 people have been arrested after being held responsible for filing false insurance claims. The claims include 20 fires and 5 water damage cases, all totaling over $14 million in insurance fraud. Public Adjuster Jorge Espinosa, the alleged leader, is accused of staging the fraud. Him and others involved are accused of conspiracy and racketeering charges. Espinosa was arrested back in 2014 and faces 30 years behind bars. Read More

3 Things to do When Speaking to Your Insurance Company About Your Claim

what not to say to your insurerWhen disaster strikes, generally people are completely distracted when it comes time to file an Insurance claim. After a disrupting incident, like a fire or plumbing leak, it is difficult to navigate the murky waters of your insurance policy. While completely understandable, this is a time when you can make some serious mistakes that may cause you to lose out on some big money by saying the wrong thing to an insurance company. It often seems that people acting with the best of intentions end up suffering the most. When it comes to home repairs, sometimes contacting your insurance company about a seemingly basic home repair question can end up costing you dearly. A comparison of an insurance agent to a police officer would be apt. Talking to an insurance company is just like talking to a police officer:

Everything you say can and will be used against you.

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Severe Thunderstorms Strike South Florida

On Monday, April 27, 2015, a severe thunderstorm for Southeastern Broward County and Northeastern Miami-Dade County let to flooded streets, quarter-sized hail and lightning.

In North Miami, strong gusts of wind knocked down power lines, signs and a tree, which landed on top of a car. Branches and debris littered many neighborhoods and roadways.

Due to the inclement weather, residents in both Miami-Dade and Broward County lost power. According to FPL, as many as 2,624 Miami-Dade residents and over 3,000 Broward residents were without power. Luckily, no one was hurt.

High winds and rain also passed through North Bay Village and quarter-sized hail fell in Pembroke Pines.

If your home sustained damage as a result of the high speed winds or hail, or think you may have a property claim, call The Property Claim Lawyers of The Mineo Salcedo Law Firm. One of our attorneys will be happy to review your insurance policy and conduct a free inspection of your home.