Homeowners Insurance Claims

Homeowner’s Insurance Claims

Protecting Your Rights Against Unfair Denials and Underpayments

When disaster strikes, you trust your homeowner’s insurance to be there for you. Your insurance carrier has a legal duty to handle your claim fairly and in good faith. If your home has suffered damage—whether from a hurricane, fire, water leak, or another unexpected event—you expect your insurer to provide the financial support you need to repair and restore your property. Unfortunately, many homeowners quickly discover that their insurance company is more focused on protecting their own bottom line rather than fulfilling their promises.

At Mineo Salcedo Law Firm, we specialize in holding insurance companies accountable when they deny or underpay claims. If you’ve been wrongfully denied coverage or received a settlement that falls short of the true cost of repairs, you have the right to fight back—and we’re here to help.

Common Insurance Claim Issues We Handle

Many homeowners face frustrating obstacles when dealing with their insurance provider. Some of the most common issues include:

• Claim Denials: Insurance carriers may reject your claim based on technicalities, exclusions, or alleged lack of damage.
• Underpaid Claims: Your insurer acknowledges coverage but offers a lowball settlement that doesn’t cover the full repair costs.
• Delayed Payments: Some companies stall the claims process, leaving homeowners struggling while their properties remain damaged.
• Bad Faith Insurance Practices: If your insurer has acted in bad faith by ignoring evidence, misrepresenting policy terms, or failing to properly investigate your claim, you may have a case against them.

You Have the Right to Fight Back

You don’t have to accept an unfair decision from your insurance company. Florida law provides strong protections for policyholders, ensuring that you can seek the compensation you deserve without the burden of legal fees. If your insurance company wrongfully denies or underpays your claim, they may be required to pay not only for the full cost of your damages but also for your legal expenses.

At Mineo Salcedo Law Firm, we represent homeowners at no out-of-pocket cost. We only get paid if we recover compensation for you.

How We Can Help

Our legal team has extensive experience handling homeowner’s insurance disputes, and we fight aggressively to ensure our clients receive the full benefits they are entitled to. Here’s what we do:

• Claim Evaluations: We analyze your policy and the circumstances of your claim to determine the best course of action.
• Negotiations with Insurance Companies: Our firm fights for a fair settlement, using expert assessments and legal leverage.
• Litigation When Necessary: If negotiations fail, we take your insurance company to court and aggressively advocate for your rights.
• Assistance with New Claims: If you’re just beginning the claims process, we can represent you from the start to avoid pitfalls that may lead to denial or underpayment.

Why Choose Mineo Salcedo Law Firm?

• Experienced Legal Team: We focus exclusively on fighting insurance claim disputes.
• No Out-of-Pocket Costs: You pay nothing unless we win your case.
• Proven Track Record: We’ve recovered millions in settlements and verdicts for homeowners.
• Personalized Attention: We treat every case with the care and dedication it deserves.

Contact Us Today

If your insurance company has denied or underpaid your homeowner’s insurance claim, don’t wait. The sooner you act, the better your chances of securing the compensation you need to repair your home and move forward.

Contact Mineo Salcedo Law Firm today for a free consultation. Let us fight for your rights and ensure your insurance company honors its commitment to you.

Let’s take on your insurance company together—and win.